CVV+ TERMS OF SERVICE
Thank you for being a CVV+ customer and using this service which is offered to you by your card issuer. CVV+ provides a changing security code which is delivered to you according to the preference that you have set up and at a minimum of once per day. The CVV+ code is used in place of the security code printed on your card in all places where a card security code is requested. (The “CVV+” Service).
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE COMMENCING THE SERVICE. YOU ARE ENABLLING YOUR ELIGIBLE DEVICE TO RECEIVE A CHANGING CVV+ CODE INCLJUDING IN SOME INSTANCES STORING A TOKEN ON YOUR ELIGIBLE DEVICE. WHEN ENABLED, YOUR ELIGIBLE DEVICE BECOMES AN ENABLED DEVICE. WHEN YOU ACTIVATE THE SERVICE, OR ACTIVATE OR USE YOUR ENABLED DEVICE, YOU ARE AGREEING TO AND ARE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT WANT TO AGREE AND BE BOUND BY THESE TERMS AND CONDITIONS, DO NOT ACTIVATE THIS SERVICE AND DO NOT CREATE, ACTIVATE OR USE THE CVV+ SERVICE ON YOUR ELIGIBLE DEVICE.
In these Terms and Conditions, “you” and “your” refer to the Cardholder of a Card issued to the Cardholder by a CVV+ Service participating card issuer, and “we,” “us,” “our” and “The Company” refer Tender Armor, LCC the provider of the CVV+ Service.
“Account” means any Card account you open from a CVV+ participating card issuing institution in the United States of America pursuant to your Cardholder agreement.
“Applicable Law” means all laws, rules, regulations, published standards, permits, judgments, writs, injunctions, ruling, published administrative guidance or other regulatory bulletins or published guidance, regulatory examinations or orders, decrees and orders of any governmental authority.
“Card” means any physical, digital or virtual card or other payment device accessing an Account issued or made available from a CVV+ participating card issuing institution
“Cardholder” means a Person (a) that has an Account with a CVV+ participating card issuing institution (b) whose name appears on the Card.
“The Company” means Tender Armor, LLC.
“CVV+” means the CVV+ service provided by Tender Armor, LLC.
“Eligible Card” means a Card offered by a CVV+ participating card issuing institution
“Enabled Device” means a mobile communication device receiving the CVV+ codes via Text message, Email, Calendar, or the CVV+ Mobile application.
“Eligible Device” means a mobile communications device, such as a cell phone, that is capable of becoming an Enabled Device by receipt of text messages, emails, or the CVV+ Mobile application software.
“Person” means any individual, corporation, limited liability company, partnership, firm, joint venture, association, trust, unincorporated association, governmental authority, or other entity.
“Processing,” means our interactions with the CVV+ Mobile Application, Texting, Emailing, and using cookies on a computer/hand held device or using or touching information in any way, including, but not limited to, collecting, storing, deleting, using, combining and disclosing information.
“Provisioned Account” means an Account associated with a Provisioned Card.
“Provisioned Card” means an Eligible Card that is associated with an Enabled Device so that the Enabled Device may be used to make a Charge to the Provisioned Account of the Cardholder of the Card.
TERMS AND CONDITIONS OF USE
The CVV+ Application is provided by and available through a third party vendor (Apple, Google, etc.) for download. CVV+ Texting and Email service only require signup for the CVV+ Service. The Enabled Device, when used in accordance with the instructions, should enable you to receive your CVV+ code prior to and during the time that it is active. You are responsible for the transactions conducted using your Enabled Device. You are responsible for any fees and charges associated with the use of your card including this Service, if any, as stated in the applicable Schedule of Fees and Charges provided by your card issuer, and for the fees and charges associated your use of your Enabled Device imposed by a Payment Network or your internet service, other wireless communication provider or other third party, including but not limited to data transmission and usage fees.
You are responsible to safeguard your Enabled Device and to keep your login and your Service authentication credentials secure. You agree to contact your card issuer at once if you believe your Enabled Device or your authentication credentials have been lost, stolen or compromised in any way or you believe an unauthorized person has used or may use your Enabled Device or your authentication credentials
If your Card or your Account is not in good standing with your card issuer then your Card is not eligible to become a Provisioned Card on your Eligible Device. We reserve the right to refuse to allow you to associate an Eligible Card with an Eligible Device for good cause at our discretion. We reserve the right to terminate your use of a Provisioned Card in an Enabled Device for good cause at our discretion.
You acknowledge that we are not the card issuer, rather we are the CVV+ service provider that enables your Eligible Device to become an Enabled Device for the CVV+ service. Use of your Enabled Device involves the electronic transmission of personal information through third parties. Because we do not control these third parties we do not guarantee the privacy or security of the transmissions and shall not be responsible or liable to you for the performance or the non-performance of your Enabled Device or any third party not directly under our control. We do not represent or warrant that the Service will always be available or error free.
THIRD PARTY AGREEMENTS AND SUPPORT
We are not responsible for, and do not provide, any support or assistance for any third party hardware, software or other products or services. If you have any questions or issues with a third party product or service, including issues pertaining to the operation of your Supported iOS or Android Device, please contact the appropriate third party in accordance with that third party’s procedures for customer support and assistance.
CVV+ may disqualify a Card from the CVV+ service in its sole and absolute discretion. We also caution you that ANY ATTEMPT BY AN INDIVIDUAL OR ENTITY TO DELIBERATELY INTERFERE, INTERRUPT, MODIFY, AUDIT, ASSESS, RE-ENGINEER, OR DAMAGE ANY ASPECT OF THE CVV+ SERIVCE OR UNDERMINE THE LEGITIMATE OPERATION OF A PAYMENT, CREDIT, OR DEBIT CARD IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND TENDER ARMOR RESERVES THE RIGHT TO SEEK DAMAGES AND COSTS (INCLUDING, WITHOUT LIMITATION, ATTORNEYS’ FEES) FROM ANY INDIVIDUAL OR ENTITY RESPONSIBLE FOR SUCH ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW.
DISCLAIMER OF WARRANTIES
YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT THE USE OF THE CVV+ SERIVCE IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE CVV+ SERVICE IS PROVIDED TO YOU “AS IS” AND “AS AVAILABLE”, WITH ALL DEFECTS THAT MAY EXIST FROM TIME TO TIME AND WITHOUT WARRANTY OF ANY KIND, AND TENDER ARMOR, LLC ON BEHALF OF ITSELF AND ITS SUPPLIERS, HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH RESPECT TO THE CVV+ SERVICE OR ANY CARD, EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, QUIET ENJOYMENT, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. WE, ON BEHALF OF OURSELVES AND OUR SUPPLIERS, ALSO DO NOT WARRANT AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE CVV+ SERVICE OR ANY CARD, OR THAT THE FUNCTIONS CONTAINED IN, OR SERVICES PERFORMED OR PROVIDED BY, THE CVV+ SERIVICE WILL MEET YOUR REQUIREMENTS, THAT THE OPERATION OR AVAILABILITY OF THE CVV+ SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS IN THE CVV+ SERVICE WILL BE CORRECTED. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY TENDER ARMOR, LLC OR ANY OF ITS AUTHORIZED REPRESENTATIVES OR ANY THIRD PARTY SHALL CREATE ANY WARRANTY.
LIMITATION OF LIABILITY
LICENSE FOR CVV+ MOBILE APPLICATION
You may not rent, lease, lend, sell, redistribute or sublicense the CVV+ Mobile Application. You may not copy, decompile, reverse engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the CVV+ Mobile Application, any updates, or any part thereof (except as and only to the extent any foregoing restriction is prohibited by applicable law ). Any attempt to do so is a violation of the rights of Tender Armor, LLC and any of its Third Party Licensors. If you breach this restriction, you may be subject to a civil lawsuit, prosecution and damages.
You agree that the CVV+ Mobile Application may be automatically updated or upgraded without notice to you. At any time, at our sole discretion and without prior notice.
As a condition to activating and using the CVV+ Service, you consent to receive certain messages on your Supported iOS & Android Device (i.e., SMS, MMS) from us. You also agree to receive notices and other communications from us by e-mail to the e-mail address on file for the relevant Eligible Card account, posted within your online account, or through other messaging capabilities of the CVV+ Service.
To update the contact information we have on file for you, please advise your card issuer and/or the CVV+ preferences page.
Card Issuer Agreements